Total Balance

₦1,847,250.50

5399 8372 6184 9205

Card Holder

CHIOMA CHRISTIANA

Expires

12/27

CVV

•••

Income

₦505,000

+12.5% this month

Expenses

₦31,970

-5.2% this month

Investments

Tech Stocks

₦450,000

+12.5%

ROI

Real Estate

₦850,000

+8.2%

ROI

Crypto

₦320,000

+24.8%

ROI

Recent Transactions

My Cards

Manage your virtual and physical cards

Primary
5399 8372 6184 9205
Card Holder CHIOMA CHRISTIANA
Expires 12/27
Virtual
4485 1298 7634 5821
Card Holder CHIOMA CHRISTIANA
Expires 09/26
Business
3782 8224 6310 005
Card Holder KRISTY ENTERPRISES
Expires 03/28

Add New Card

Create a virtual or physical card

Card Controls

Freeze Card

Temporarily block your card

Online Payments

Enable/disable online transactions

POS Transactions

Enable/disable POS payments

International Use

Enable/disable foreign transactions

Spending Limits

Daily POS Limit

₦150,000

₦45,000 used today

Online Limit

₦500,000

₦120,000 used today

Recent Card Transactions

Amazon Purchase

Today • Online Shopping

-₦45,200

Restaurant Payment

Yesterday • Dining

-₦18,500

Fuel Station

2 days ago • Transportation

-₦12,000

Analytics

Track your spending and income patterns

12.5%

₦505,000

Total Income

8.2%

₦187,300

Total Expenses

15.3%

₦317,700

Net Savings

24.8%

₦1,620,000

Investments

Income vs Expenses

Income
Expenses

Spending by Category

Monthly Financial Trend

Income
Expenses
Savings

Budget Progress

₦112,700 left
Food & Dining
₦45,000 / ₦60,000
75%
Transportation
₦28,000 / ₦40,000
70%
Entertainment
₦15,000 / ₦25,000
60%
Shopping
₦52,300 / ₦50,000
105%

Financial Health

78 Good
Savings Rate 32%
Debt Ratio 18%
Investment Ratio 45%
Emergency Fund 6 mo

Spending Insights

Food Spending Up

Your food expenses increased by 15% compared to last month

Trending Up

Transport Savings

You saved ₦8,500 on transportation this month

Good Job!

Budget Tip

Consider reducing entertainment spending by 10% to meet your savings goal

Suggestion

Investment Opportunity

You have ₦120,000 available for additional investments

Opportunity

Settings

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Profile

Profile

CHIOMA CHRISTIANA

kstiana1@gmail.com

Member since July 2024

Security

Biometric Login

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Two-Factor Authentication

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Auto Logout

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Login Activity

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Notifications

Push Notifications

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Email Notifications

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SMS Alerts

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Transaction Alerts

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Preferences

Language

English (US)

Currency

Nigerian Naira (₦)

Financial Reports

Monthly summary reports

Auto-Categorization

Automatically categorize transactions

Privacy & Data

Privacy Policy

How we protect your data

Terms of Service

App usage terms and conditions

Data Export

Download your personal data

Delete Account

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Support

Help Center

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About

App Version 1.4.2
Build Number 2025.03.145
Last Updated December 1, 2025
Developer KsWave Technologies

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